1. Agreement to These Terms
These Terms of Service govern your access to the Project 750 website and your purchase or use of Project 750 digital products. By using this website or purchasing a product, you agree to these Terms. If you do not agree, do not use the website or purchase the products.
2. Educational Product Only
Project 750 sells educational DIY materials, including templates, worksheets, trackers, and informational guides. The materials are designed to help you understand and organize your own credit-related work. Project 750 does not submit disputes for you, contact credit bureaus or furnishers on your behalf, promise deletion of accurate information, or act as your attorney, financial advisor, lender, or credit repair organization.
Credit laws and individual circumstances can vary. You are responsible for deciding whether a template or strategy is appropriate for your situation and for obtaining professional advice when needed.
3. No Guarantee of Results
Results vary. Purchasing or using Project 750 does not guarantee deletion of any account or tradeline, approval for credit, a particular credit score increase, a specific timeline, or any other financial result. Accurate and timely negative information may remain on a consumer report as permitted by law.
4. Digital Delivery
Project 750 products are digital products. Delivery is made electronically after purchase using the delivery method shown at checkout. You are responsible for providing a valid email address or other information required for delivery and for maintaining access to your downloaded files.
5. All Sales Final — No Refunds
Project 750 products are digital downloads that provide immediate access to downloadable or viewable content. All sales are final. We do not offer refunds, returns, exchanges, or cancellations after purchase or after access to the digital product has been provided, except where a refund is required by applicable law.
Please review the product description carefully before completing your purchase. If you experience a technical delivery or access problem, contact us at helloaskdebra@gmail.com. We will work with you to restore access to the product you purchased; a technical access issue does not by itself create a right to a refund.
6. Personal-Use License
Your purchase gives you a limited, non-exclusive, non-transferable license to use the purchased materials for your own personal use. You may print copies for yourself. You may not resell, redistribute, upload, share, publish, sublicense, reproduce for commercial distribution, or create a competing product from the materials.
7. Intellectual Property
The Project 750 name, branding, website design, written materials, templates, graphics, and other original content are protected by applicable intellectual-property laws. No ownership rights are transferred to you by a purchase or by access to the website.
8. Acceptable Use
You agree not to misuse the website or products, interfere with website security, attempt unauthorized access, use the materials to submit information you know is false, impersonate another person, or use Project 750 materials for unlawful or fraudulent purposes.
9. Third-Party Services
The website may use third-party providers for hosting, payment processing, file delivery, analytics, email, or other business functions. Your use of those services may also be subject to the provider's own terms and privacy policies. Project 750 is not responsible for third-party websites or services that it does not control.
10. Website Availability and Changes
We may update, improve, suspend, or discontinue parts of the website or digital products. We may also update these Terms from time to time. The “Last updated” date at the top of this page shows when these Terms were most recently revised.
11. Disclaimer of Warranties
To the maximum extent permitted by applicable law, the website and digital products are provided on an “as is” and “as available” basis without warranties of any kind, express or implied. We do not warrant that the website will be uninterrupted or error-free or that the materials will produce a particular result.
12. Limitation of Liability
To the maximum extent permitted by applicable law, Project 750 will not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of the website or products. Nothing in these Terms excludes rights or remedies that cannot legally be excluded.
13. Contact
Questions about these Terms can be sent to helloaskdebra@gmail.com.
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